We are always grateful to those who are caring for the sick, as well as those who work to support those caregivers. At the same time, we should be skeptical of bills which may be presented for that care. The struggle to contain health-care costs in this country is now a fixture in the national…

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Before you leave full-time employment for other pursuits, consider the impacts of your decision on your future financial well-being. The transition to your next phase of life, whether full or semi-retirement, adventure seeking, or family driven, requires thoughtful planning to avoid needless surprises that can mean the difference between financial success or financial stress. Whether…

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When you call 911 for emergency medical services (EMS) your transport may route you to a hospital that is not closest to your home. While you have the right to ask to be transported to the hospital of your choice, either out of preference or to stay in your insurance network of doctors, you might…

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A letter of instruction (LOI) is an important part of any comprehensive plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys your desires, includes practical information about where to find various items referenced in your plan, and it can provide advice to help those you designate…

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