It is easy to be overcome with depression at any phase of life. Life is full of surprises and twists, and not all of them have a positive effect on our mental health. However, once a senior is in the grasp of depression, it is often difficult to find release. More than 6.5 million Americans…

Read More

I plan to leave bank accounts to my children when I’m gone. Can I make my children joint owners? That idea sounds better than it truly is. Yes, you would avoid court proceedings when you pass. But you’d put yourself at risk, at a time when you might need your money yourself. Your accounts would…

Read More

It is nothing short of a national tragedy; 45 percent of aging Americans are not financially able to meet their most basic needs. Many of these older adults must routinely shuffle their available resources in an attempt to keep quality health care, a roof over their heads, lighting, heating and air conditioning, cash resources for…

Read More