Which Hospital Will You Go To if an Emergency Arises?
When you call 911 for emergency medical services (EMS) your transport may route you to a hospital that is not closest to your home. While you have the right to ask to be transported to the hospital of your choice, either out of preference or to stay in your insurance network of doctors, you might…
Read MoreEnhance Your Estate Plan with a Letter of instruction
A letter of instruction (LOI) is an important part of any comprehensive plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys your desires, includes practical information about where to find various items referenced in your plan, and it can provide advice to help those you designate…
Read MoreDiscover the Benefits of Walking
Walking is one of the most effective ways to maintain your overall health as you age. It provides a myriad of benefits both physical and mental. Grab a buddy and walk. It can be your spouse, your neighbor, your children, a friend, your dog or any combination of these. If you don’t have a dog…
Read MorePlan for When the Power Goes Out
The electronic infrastructure that powers our digital lives, including seniors aging in place, in retirement communities, assisted living facilities, and in nursing homes is a service frequently taken for granted. Everything is fine while devices, enterprise servers, and cloud services are powered up and providing the digital environment senior residents and business operators of senior…
Read MoreFinding a Silver Lining in the Coronavirus Pandemic
High unemployment rates related to COVID-19 business closures have hurt business owners and their employees, many of whom are over the age of 50. Though workers of all ages have felt the effects of unemployment or reduced working hours, older workers will fare worse upon re-entering the workforce. Research shows the recession of 2008 found…
Read MoreCreating Powers of Attorney for an Adult Child
When your child turns 18 (in most states), it might be difficult to realize that little child who once needed you for everything has now become an adult. Now your child is free to vote, marry, apply for a credit card, make medical and financial decisions, sign contracts, and live independently. No wonder the law…
Read MoreGains in Alzheimer’s and ALS Research
Good news on the health front is so welcome these days. Now there is some, for the huge numbers of people suffering from Alzheimer’s dementia and ALS (Amyotrophic Lateral Sclerosis, commonly known as Lou Gehrig’s disease). Researchers have found links between those two dread illnesses, and the new understanding is showing promising results in the…
Read MoreAvoiding Pitfalls of Beneficiary Designations
You might think that leaving your property to your heirs would be simple. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank account, you designate beneficiaries for your life insurance and retirement accounts, and you’re done. If only things were that…
Read MoreHow Telemedicine is Changing
Telemedicine is the digital source of healthcare-related services. Not long-ago telemedicine was an innovative practice, primarily a supplement to hospitals’ information strategy managing patient care and their data more efficiently. During the coronavirus pandemic and its associated urgent healthcare needs, hospitals and medical offices are making telehealth capabilities more available than ever before. Long-distance patient…
Read MoreGray Divorce Impacts Finances
Americans aged 50 and over are experiencing gray divorce in larger numbers than ever before. The term gray divorce generally refers to the baby boomer generation and affects all classes and education levels. Research shows that splitting during middle age is particularly damaging to your financial well being. According to Bloomberg News, the US divorce…
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